
Product Fact Sheet
Liability and Medical Malpractice for Healthcare Entities

Your clients will benefit from our unmatched knowledge of the ever-evolving Healthcare industry segment. Our underwriting team has specialized in Healthcare for almost two decades, and we bring that expertise to our daily underwriting, appetite, and product development – whether for small allied health practitioner-led clinics, surgical risks, or large hospital systems.
Our target classes of business:
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Alcohol and Drug Programs and Treatment Centres
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Allied Health Practitioner Clinics
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Assisted Living
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Chronic Care
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Complex Continuing Care
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Community Support Programs
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Cosmetic Surgery
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Dental Clinics
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Diagnostic Imaging and Testing
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Holistic Practitioners
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Home Care
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Hospices and Respite Services
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Medical Clinics
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Medical Spas and Spas/Salons
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Mental Health Programs and Treatment Centres
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Nursing Placement Agencies
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Nursing Homes and Long-term Care
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Pharmacies
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Physiotherapy, Kinesiology, Occupational Health
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Retirement Homes
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Surgical Centres
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Transfusion, Dialysis and Cancer IV Therapy
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Women's Health Clinics
We are also able to assist with:
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Emergency Care
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Hospitals
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IVF and Fertility Treatment
Available coverages:
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Abuse Liability
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Commercial General Liability, including Bodily Injury, Personal and Advertising Injury, Property Damage, Tenant's Legal Liability, Non-Owned Automobile, Employee Benefits Errors & Omissions
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Employment Practices Liability
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Loss of Documents
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Medical Malpractice
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Non-Profit Directors & Officers Liability
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Proceedings Legal Defence Reimbursement
Coverage highlights:
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$10,000,000 available limits
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Broad definition of Insured
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Blanket Contractual Liability
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Defense Costs in Addition (except Non-profit Directors & Officers and Employment Practices Liability)
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Double Professional Liability (Med Mal) Aggregate Limit, no General Liability Aggregate (except Completed Operations Hazard and Employee Benefits Errors and Omissions)
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Market-leading SIGNAL Underwriting manuscript wording tailored for Healthcare entities
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Punitive Damages (sub-limited)
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Silent Abuse coverage for qualifying classes of risk (Claims-made buy-back option for remainder)
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Worldwide cover, with claims brought in North America
What sets SIGNAL Underwriting apart:
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Broad appetite
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Customer focused on broker partners and insureds
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In-house underwriting authority
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Over 19 years of Healthcare broking and underwriting experience
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Our Underwriters are here to help you with any of your industry-related questions so you can expertly guide your placement and client discussions
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Secured Lloyd's of London Coverholder status within first year of operation
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SIGNAL Underwriting Inc. only represents London security with a minimum rating of A- (AM Best rating) for this product
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Claims handled by Canadian Third Party Adjuster experienced with Healthcare entities
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Underwritten by certain underwriters at Lloyd's